Archives by Tag 'Your'

50 Ways to Protect Your Identity and Your Credit: Everything You Need to Know About Identity Theft, Credit Cards, Credit Repair, and Credit Reports (Kindle Edition)

ReviewFrom Kirkus Reports, February 10, 2005 Vol.2/Issue 1 50 Ways to Protect Your Identity and Your Credit: Everything You Need to Know About Identity Theft, Credit Cards, Credit Repair, and Credit ReportsBy: Steve WeismanPublisher: Prentice HallPub Date: January 2005Identity theft and bad credit–two of the most feared byproducts of the information age, and subjects about [...]

How Does An Unused Credit Card Report On Your Credit Report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?Social Bookmarking

Do Student Loans Look Bad On Your Credit Report?

I’m graduating from a community college soon, and will be transferring to a 4 year university. I’m taking time off to work and save up for the university. I’m nervous about taking out a student loan because i don’t want that debt hanging over my head for the next 5-10 years and i don’t want [...]

How Much Will Your Credit Score Improve After A Collections Has Been Removed?

I just checked my credit report recently and there was an error on it that I disputed. They are now in the process of removing it from my report. I’m sure the answer is no, but is there any way to tell how much my score will go up when it’s removed? I don’t remember [...]

How Do You Find Out What Your Credit Score Is?

I know how to get a free credit report, but it doesn’t include the FICO score. Does anyone know of a reliable internet (or other) source to obtain the credit score? I’ve followed a few links but they all cost money and seem to be some kind of scam to get you to enroll in [...]

How Can You Get Your Credit Report Without Using Online Or Credit Card?

All those so called free sites always ask for your credit card number. Which means to me it isn’t free.Social Bookmarking

How Does Your Presence In Chexsystems Affect Your Credit Report?

I got reported to ChexSystems two years ago, when a purchase came to my account after I had closed it. I repaid my debt, but they told me that I’ll stay in ChexSystems for 5 years after the incident date. This would cause me problems oppening checking accounts, but I was wondering how does this [...]

How Long Does Something Stay On Your Credit Report?

My credit report is horrible. However, I have paid off many outstanding debts. How long does it take for my credit score to start improving? Give me advice to fix my credit report/score? Thanks.Social Bookmarking

What Does Your Credit Score Need To Be To Get A Mortgage?

I can put down between $20,000 to $40,000 and would like to know what my score has to be to get a mortgage. I live in Texas (if this helps). My credit could be better and is mostly school loans. Does anyone know how to find out your credit score and what is needed?Social Bookmarking

How Many Point Does/can Your Credit Score Go Up By Paying A Credit Card Off That Is Maxed Out?

I heard that you credit score would go up anywhere for 30-40 point if you pay a credit card off that is maxed out (if the balance is over a 1,000.00) Is this ture?? And if not does anyone know about what it would go up?Social Bookmarking