Archives by Tag 'When'

How Much Does Your Credit Score Go Down When Applying For A Mortgage?

I want to look around for the best deal but if I shop each place will want to check my credit. This will lower my score each time. How much does it lower my score and how can I avoid this so I can find the best deal?Social Bookmarking

When Getting Your Free Annual Credit Report, How Do They Determine A Year?

Is it based on the calendar year (ex. I can print my free report today, and again on january 1, 2009), or is it based on a consecutive 12 month period (ex. I can print my free report today, and then again on April 16, 2009)? Please give sources, if possible. Thanks a bunch!!!Social Bookmarking

What Happens To Your Public Record And Credit Report When You Get Evicted?

I am about to be evicted for noise complaints. Will this show on my public record? Will this show on my credit report? We DO NOT owe the land lord any money. Is there any way we can get this to not show up on both our public record and credit report if we move [...]

How Important Is Your Credit Score When Attempting To Purchase A House?

I want to purchase a home with the minimum down payment asking price required by the company selling the house. My credit score however isn’t that great. Even though I can make the mortage payments now, my credit history is kinda low due to my past. Step by step, what should I do?Social Bookmarking

When A Bank Looks At Credit Score To Determine Financing, Does It Affect My Credit Rating?

I am wanting to purchase a house, but I don’t want to look into financing until I find something I like. I am afraid my credit score will be reduced if I start asking banks to review my credit.Social Bookmarking

How Do You File A Credit Report When A Customer Refuses To Pay His Bill?

I work for a small service company and I am attempting to help my boss collect on some overdue accounts. I have filed liens. I think the next step is to threaten to report overdue accounts to the credit agencies. But, if that doesn’t get a response we may want to follow thru with a [...]

How Much Does Your Credit Score Increase When You Pay Off An Auto Loan?

The last time I viewed my credit report, it did not have my auto loan as paid off. I had paid it off about a week before my credit report was pulled. Does anyone know how much that will increase my credit score? My FICO score was 545 and I am wondering if it will [...]

What Shows Up On Your Credit Report When You Report Your Credit Card Lost/stolen?

For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially if this [...]

Would It Count As An Inquire When You Order Your Free Annual Credit Report?

I would like to get my free credit report, I heard that you have the right to get one once a year, Would it count as an inquire when you order your free annual credit report?…I already have lots of inquires. Thank youSocial Bookmarking

How Can I Fix My Poor Credit Score When I Already Paid Everything Off?

My credit score is still in the 400′s. I paid off all of my collections and my credit cards. I recently purchased a new car with a co-signer and i pay more than my monthly payment. But my credit score is still in the 400′s and it’s been more than a year since i paid [...]