Archives by Tag 'When'

How Can Free Credit Report Be Free When They Charge You And?

By admin - Last updated: Sunday, October 11, 2009

I want to know, how can they call it free credit report? they get your credit card number and do what they wish. they basicly got their hands in your pocket and keep billing you.even if you call them and ask to stop billing because you do not want their service they bill you any [...]

Why Do These Websites And Ad’s Advertise A Free Credit Report, When They Are Really Not Free?

By admin - Last updated: Tuesday, September 29, 2009

They all say “See you credit in seconds for free” but in order to get it you have to pay money to subscribe. Is there any place you can get a TRUE free credit report? FacebookTwitterDiggItDel.icio.usredditSocial Bookmarking

I Casnt Get My Free Annual Credit Report? It Says Its Frozen But When I Buy It It Came Up?

By admin - Last updated: Sunday, July 26, 2009

creditreport.undonet.com – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free. FacebookTwitterDiggItDel.icio.usredditSocial Bookmarking

How Do I Verify When Negative Items Drop My Credit Report?

By admin - Last updated: Saturday, July 25, 2009

I understand that negative items remain on your Credit Report for 7 years after the date of Original Delinquency, but how do I determine when this date incurs? Since the “Date of Last Activity” changes extending the date of deletion on your credit report, how can I determine when items should drop off? FacebookTwitterDiggItDel.icio.usredditSocial Bookmarking

When Ordering A Free Annual Credit Report, Should I Order One In My Name And One In My Spouses Name?

By admin - Last updated: Saturday, July 25, 2009

Yes you need to order for both of you since their are different accounts reported to each of you. WP Robot Autoposter FacebookTwitterDiggItDel.icio.usredditSocial Bookmarking

How Much Can I Expect My Credit Score To Improve When Negative Items Expire?

By admin - Last updated: Thursday, July 23, 2009

I have several negative items on my credit report that will expire after the 7-year limit next year (2002 was a wild one!). I have paid some and others are still on there as collection or charge-off. I have nothing negative since 2002 but I have a lot of student loans in repayment and no [...]

What Does It Mean When A Credit Card Company Can’t Retrieve My Credit Report?

By admin - Last updated: Thursday, July 23, 2009

I applied for a credit card a while back, and I was declined. This was rather surprising to me, because I’ve got good credit. Anyway, I got an email from the cc company today stating the reason for my rejection: ” The amount of your purchase required a credit bureau report. We were unable to [...]

How Do I Fix Credit Report When The Credit Card Company Is No Longer In Business?

By admin - Last updated: Wednesday, July 22, 2009

I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance. About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company when Conseco [...]

What Was Your Credit Score When You Recieved A Home Loan?

By admin - Last updated: Wednesday, July 22, 2009

I have a credit score of 618. Is this enough for me to apply for a home loan? FacebookTwitterDiggItDel.icio.usredditSocial Bookmarking

What Happens To My Credit Score When I Apply For About 5 Or 6 Credit Cards? Does It Affect My Ability To Get?

By admin - Last updated: Tuesday, July 21, 2009

What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for? FacebookTwitterDiggItDel.icio.usredditSocial Bookmarking

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