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	<title>The Online Credit Score &#187; Long</title>
	<atom:link href="http://www.theonlinecreditscore.com/tag/long/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.theonlinecreditscore.com</link>
	<description>Get Your Free Online Credit Score And Report</description>
	<lastBuildDate>Sat, 05 Nov 2011 13:50:19 +0000</lastBuildDate>
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		<item>
		<title>How long does it take to get a credit score?</title>
		<link>http://www.theonlinecreditscore.com/credit-score/how-long-does-it-take-to-get-a-credit-score/</link>
		<comments>http://www.theonlinecreditscore.com/credit-score/how-long-does-it-take-to-get-a-credit-score/#comments</comments>
		<pubDate>Thu, 19 May 2011 11:10:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Take]]></category>

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		<description><![CDATA[Question by smith.5225: How long does it take to get a credit score? I just got my first credit card in last October and my fiance and I got our first mortgage in January. I still don&#8217;t have a &#8220;score&#8221; but didn&#8217;t know how long it would take to show up. Best answer: Answer by [...]]]></description>
			<content:encoded><![CDATA[<strong><i>Question by smith.5225</i>: How long does it take to get a credit score?</strong>
I just got my first credit card in last October and my fiance and I got our first mortgage in January. I still don&#8217;t have a &#8220;score&#8221; but didn&#8217;t know how long it would take to show up.


<strong>Best answer:</strong>
<p><i>Answer by T Taylor</i><br/>I believe it is 6 months from account opening.  So, your score might be showing up anytime now.</p>

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		</item>
		<item>
		<title>how long do collection agencies usually take to report &#8220;paid&#8221; status to credit bureau?</title>
		<link>http://www.theonlinecreditscore.com/credit-report/how-long-do-collection-agencies-usually-take-to-report-paid-status-to-credit-bureau/</link>
		<comments>http://www.theonlinecreditscore.com/credit-report/how-long-do-collection-agencies-usually-take-to-report-paid-status-to-credit-bureau/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 20:10:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Agencies]]></category>
		<category><![CDATA[Bureau]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Paid]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[Status]]></category>
		<category><![CDATA[Take]]></category>
		<category><![CDATA[usually]]></category>

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		<description><![CDATA[Question by Deboart: how long do collection agencies usually take to report &#8220;paid&#8221; status to credit bureau? Best answer: Answer by TraceyIt shouldn&#8217;t take longer than 90 days. I would think sooner but, since you made them wait for their money they will take as long as possible to report paid to bureau. Try not [...]]]></description>
			<content:encoded><![CDATA[<strong><i>Question by Deboart</i>: how long do collection agencies usually take to report &#8220;paid&#8221; status to credit bureau?</strong>



<strong>Best answer:</strong>
<p><i>Answer by Tracey</i><br/>It shouldn&#8217;t take longer than 90 days.  I would think sooner but, since you made them wait for their money they will take as long as possible to report paid to bureau.  Try not to let this happen again it will really hurt your credit score paid or unpaid.</p>

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		</item>
		<item>
		<title>How long til bad accounts &#8220;fall off&#8221; from my credit report?</title>
		<link>http://www.theonlinecreditscore.com/credit-report/how-long-til-bad-accounts-fall-off-from-my-credit-report/</link>
		<comments>http://www.theonlinecreditscore.com/credit-report/how-long-til-bad-accounts-fall-off-from-my-credit-report/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 11:10:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fall]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Report]]></category>

		<guid isPermaLink="false">http://www.theonlinecreditscore.com/credit-report/how-long-til-bad-accounts-fall-off-from-my-credit-report/</guid>
		<description><![CDATA[Question by jimmyaven: How long til bad accounts &#8220;fall off&#8221; from my credit report? I know some people say it takes 7 years for unpaid credit card debts to fall off out of your credit history report. But 7 years from what? From the opening of the account? Or from the last time a creditor [...]]]></description>
			<content:encoded><![CDATA[<strong><i>Question by jimmyaven</i>: How long til bad accounts &#8220;fall off&#8221; from my credit report?</strong>
I know some people say it takes 7 years for unpaid credit card debts to fall off out of your credit history report. But 7 years from what? From the opening of the account? Or from the last time a creditor reported the account?

When I look at my credit history, there are two dates available for each of my 3 (closed) credit accounts. The &#8220;Date Opened&#8221; and the &#8220;Last Reported.&#8221;

If it is 7 years from the &#8220;Last Reported&#8221; date, then these bad accounts will never fall off my credit report. I have unpaid credit card accounts opened in 2001. That&#8217;s reflected under &#8220;Date Opened&#8221; field. But some of them have 2005 and 2006 dates under &#8220;Last Reported&#8221; field!


<strong>Best answer:</strong>
<p><i>Answer by Pancakes</i><br/>7 years from last reported for 30 day late payments.  10 years for accounts that went into recievership (unpaid).</p>

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		</item>
		<item>
		<title>How long do reported &#8220;lost or stolen&#8221; credit accounts stay on your credit report?</title>
		<link>http://www.theonlinecreditscore.com/credit-report/how-long-do-reported-lost-or-stolen-credit-accounts-stay-on-your-credit-report/</link>
		<comments>http://www.theonlinecreditscore.com/credit-report/how-long-do-reported-lost-or-stolen-credit-accounts-stay-on-your-credit-report/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 08:12:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[lost]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[Reported]]></category>
		<category><![CDATA[Stay]]></category>
		<category><![CDATA[stolen]]></category>

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		<description><![CDATA[Question by D_Baby: How long do reported &#8220;lost or stolen&#8221; credit accounts stay on your credit report? Best answer: Answer by ∞infiniti∞Derogatory trade lines remain on your credit reports for 7 years from last activity. Accounts in good standing can remain on your credit reports for as long as 10 years after the account has [...]]]></description>
			<content:encoded><![CDATA[<strong><i>Question by D_Baby</i>: How long do reported &#8220;lost or stolen&#8221; credit accounts stay on your credit report?</strong>



<strong>Best answer:</strong>
<p><i>Answer by ∞infiniti∞</i><br/>Derogatory trade lines remain on your credit reports for 7 years from last activity. 
Accounts in good standing can remain on your credit reports for as long as 10 years after the account has been closed.</p>

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		<title>How long wait the time if we need the credit score &#8221; 29 &#8221; point ?</title>
		<link>http://www.theonlinecreditscore.com/credit-score/how-long-wait-the-time-if-we-need-the-credit-score-29-point/</link>
		<comments>http://www.theonlinecreditscore.com/credit-score/how-long-wait-the-time-if-we-need-the-credit-score-29-point/#comments</comments>
		<pubDate>Thu, 10 Feb 2011 17:10:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[Point]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[Wait]]></category>

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		<description><![CDATA[Question by Kitty: How long wait the time if we need the credit score &#8221; 29 &#8221; point ? Right now, my brother&#8217;s credit score is 621. He want to 650 by to loan. So that is not enough 29 yet. If he need the 650 credit score, how long wait the time ?? By [...]]]></description>
			<content:encoded><![CDATA[<strong><i>Question by Kitty</i>: How long wait the time if we need the credit score &#8221; 29 &#8221; point ?</strong>
Right now, my brother&#8217;s credit score is 621. He want to 650 by to loan. So that is not enough 29 yet. If he need the 650 credit score, how long wait the time ?? By the way, he seems back score 18 point during this couple month&#8230;PS/ So far he never too late own payment. But, recently his tenant of a house did not pay for 2month. And he got checking score, and he suspected that decrease own score. So he in trouble. If popossible, he want to back the score 29 by to loan immediately. please tell us.


<strong>Best answer:</strong>
<p><i>Answer by Hayley O</i><br/>On it sites are good top links for decisions of your problem  http://sitefinance2010.notlong.com/0AAaQ1e</p>

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		</item>
		<item>
		<title>&#8220;how long after paid collection will it appear on you credit score&#8221;?</title>
		<link>http://www.theonlinecreditscore.com/credit-score/how-long-after-paid-collection-will-it-appear-on-you-credit-score/</link>
		<comments>http://www.theonlinecreditscore.com/credit-score/how-long-after-paid-collection-will-it-appear-on-you-credit-score/#comments</comments>
		<pubDate>Fri, 07 Jan 2011 08:10:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[Appear]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Paid]]></category>
		<category><![CDATA[Score]]></category>

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		<description><![CDATA[Question by mbetty27: &#8220;how long after paid collection will it appear on you credit score&#8221;? Best answer: Answer by SCHIf you did not negotiate the removal of the item when you paid it, it will stay on your report for 7 years. You can however negotiate the removal of items at the time you pay [...]]]></description>
			<content:encoded><![CDATA[<strong><i>Question by mbetty27</i>: &#8220;how long after paid collection will it appear on you credit score&#8221;?</strong>



<strong>Best answer:</strong>
<p><i>Answer by SCH</i><br/>If you did not negotiate the removal of the item when you paid it, it will stay on your report for 7 years.  You can however negotiate the removal of items at the time you pay them off.

Please check out my source&#8230;it has great info on negotiations with creditors.</p>

<strong>Know better? Leave your own answer in the comments!</strong><br/><a href="http://www.socialmarker.com/?link=http://www.theonlinecreditscore.com/credit-score/how-long-after-paid-collection-will-it-appear-on-you-credit-score/&title=%26%238220%3Bhow+long+after+paid+collection+will+it+appear+on+you+credit+score%26%238221%3B%3F&text=Question+by+mbetty27%3A+%26%238220%3Bhow+long+after+paid+collection+will+it+appear+on+you+credit+score%26%238221%3B%3F&tags=" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com/?link=http_//www.theonlinecreditscore.com/credit-score/how-long-after-paid-collection-will-it-appear-on-you-credit-score/_title=_26_238220_3Bhow+long+after+paid+collection+will+it+appear+on+you+credit+score_26_238221_3B_3F_text=Question+by+mbetty27_3A+_26_238220_3Bhow+long+after+paid+collection+will+it+appear+on+you+credit+score_26_238221_3B_3F_tags=&amp;referer=');"><img src= "http://www.socialmarker.com/bookmark.gif" border="0" /></a><noscript><a href="http://www.socialmarker.com"  onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com?referer=');">Social Bookmarking</a></noscript>
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		<title>&#8220;How long does a repossesion last on your credit report?&#8221;?</title>
		<link>http://www.theonlinecreditscore.com/credit-report/how-long-does-a-repossesion-last-on-your-credit-report/</link>
		<comments>http://www.theonlinecreditscore.com/credit-report/how-long-does-a-repossesion-last-on-your-credit-report/#comments</comments>
		<pubDate>Sat, 18 Dec 2010 14:10:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Last]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[repossesion]]></category>

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		<description><![CDATA[Question by sweetie: &#8220;How long does a repossesion last on your credit report?&#8221;? Best answer: Answer by Joshua RAt least 7 years. Give your answer to this question below!Social Bookmarking]]></description>
			<content:encoded><![CDATA[<strong><i>Question by sweetie</i>: &#8220;How long does a repossesion last on your credit report?&#8221;?</strong>



<strong>Best answer:</strong>
<p><i>Answer by Joshua R</i><br/>At least 7 years.</p>

<strong>Give your answer to this question below!</strong><br/><a href="http://www.socialmarker.com/?link=http://www.theonlinecreditscore.com/credit-report/how-long-does-a-repossesion-last-on-your-credit-report/&title=%26%238220%3BHow+long+does+a+repossesion+last+on+your+credit+report%3F%26%238221%3B%3F&text=Question+by+sweetie%3A+%26%238220%3BHow+long+does+a+repossesion+last+on+your+credit+report%3F%26%238221%3B%3F++++Best+answer%3A+Answer+by+Joshua+RAt+least+7+years.&tags=" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com/?link=http_//www.theonlinecreditscore.com/credit-report/how-long-does-a-repossesion-last-on-your-credit-report/_title=_26_238220_3BHow+long+does+a+repossesion+last+on+your+credit+report_3F_26_238221_3B_3F_text=Question+by+sweetie_3A+_26_238220_3BHow+long+does+a+repossesion+last+on+your+credit+report_3F_26_238221_3B_3F++++Best+answer_3A+Answer+by+Joshua+RAt+least+7+years._tags=&amp;referer=');"><img src= "http://www.socialmarker.com/bookmark.gif" border="0" /></a><noscript><a href="http://www.socialmarker.com"  onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com?referer=');">Social Bookmarking</a></noscript>
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		<title>Short Hands, Long Pockets: The Informed Guide to Debt and Spending</title>
		<link>http://www.theonlinecreditscore.com/credit-score/short-hands-long-pockets-the-informed-guide-to-debt-and-spending/</link>
		<comments>http://www.theonlinecreditscore.com/credit-score/short-hands-long-pockets-the-informed-guide-to-debt-and-spending/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 09:55:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Hands]]></category>
		<category><![CDATA[Informed]]></category>
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		<category><![CDATA[Pockets]]></category>
		<category><![CDATA[Short]]></category>
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		<description><![CDATA[Product DescriptionA guide to debt and spending management&#8230; More >> Short Hands, Long Pockets: The Informed Guide to Debt and Spending Social Bookmarking]]></description>
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<b>Product Description</b><br />A guide to debt and spending management&#8230; <a href="http://www.amazon.com/Short-Hands-Long-Pockets-Informed/dp/1856079260%3FSubscriptionId%3DAKIAJENDEHXS7T6LOQMA%26tag%3Dalucard03-20%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D1856079260" rel="nofollow" onclick="pageTracker._trackPageview('/outgoing/www.amazon.com/Short-Hands-Long-Pockets-Informed/dp/1856079260_3FSubscriptionId_3DAKIAJENDEHXS7T6LOQMA_26tag_3Dalucard03-20_26linkCode_3Dxm2_26camp_3D2025_26creative_3D165953_26creativeASIN_3D1856079260?referer=');">More >></a>

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		<title>32. How can I improve my credit score after filing bankruptcy? (Long)</title>
		<link>http://www.theonlinecreditscore.com/credit-score/32-how-can-i-improve-my-credit-score-after-filing-bankruptcy-long/</link>
		<comments>http://www.theonlinecreditscore.com/credit-score/32-how-can-i-improve-my-credit-score-after-filing-bankruptcy-long/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 05:49:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[Bankruptcy]]></category>
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		<description><![CDATA[Bankruptcy frequently asked questions answered by attorney David F. FalveySocial Bookmarking]]></description>
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Bankruptcy frequently asked questions answered by attorney David F. Falvey<br/><a href="http://www.socialmarker.com/?link=http://www.theonlinecreditscore.com/credit-score/32-how-can-i-improve-my-credit-score-after-filing-bankruptcy-long/&title=32.+How+can+I+improve+my+credit+score+after+filing+bankruptcy%3F+%28Long%29&text=+%09%09%09%09%09+%09%09%09%09%09+%09%09%09%09%09+%09%09%09%09%09+%09%09%09%09%09+Bankruptcy+frequently+asked+questions+answered+by+attorney+David+F....&tags=" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com/?link=http_//www.theonlinecreditscore.com/credit-score/32-how-can-i-improve-my-credit-score-after-filing-bankruptcy-long/_title=32.+How+can+I+improve+my+credit+score+after+filing+bankruptcy_3F+_28Long_29_text=+_09_09_09_09_09+_09_09_09_09_09+_09_09_09_09_09+_09_09_09_09_09+_09_09_09_09_09+Bankruptcy+frequently+asked+questions+answered+by+attorney+David+F...._tags=&amp;referer=');"><img src= "http://www.socialmarker.com/bookmark.gif" border="0" /></a><noscript><a href="http://www.socialmarker.com"  onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com?referer=');">Social Bookmarking</a></noscript>
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		<title>Nov 6th: Tax credit extended, FHA with 560 score &amp; super low rates but for how long?</title>
		<link>http://www.theonlinecreditscore.com/credit-score/nov-6th-tax-credit-extended-fha-with-560-score-super-low-rates-but-for-how-long/</link>
		<comments>http://www.theonlinecreditscore.com/credit-score/nov-6th-tax-credit-extended-fha-with-560-score-super-low-rates-but-for-how-long/#comments</comments>
		<pubDate>Mon, 10 May 2010 23:50:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[extended]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[super]]></category>

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		<description><![CDATA[Congress set to extend the tax credits. We rolled out FHA loans with 560 scores for deserving borrowers. Fed keeps mortgage rates low, but for how long? Buy or refinance now, before rates shoot up.Social Bookmarking]]></description>
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Congress set to extend the tax credits. We rolled out FHA loans with 560 scores for deserving borrowers. Fed keeps mortgage rates low, but for how long? Buy or refinance now, before rates shoot up.<br/><a href="http://www.socialmarker.com/?link=http://www.theonlinecreditscore.com/credit-score/nov-6th-tax-credit-extended-fha-with-560-score-super-low-rates-but-for-how-long/&title=Nov+6th%3A+Tax+credit+extended%2C+FHA+with+560+score+%26amp%3B+super+low+rates+but+for+how+long%3F&text=+%09%09%09%09%09+%09%09%09%09%09+%09%09%09%09%09+%09%09%09%09%09+%09%09%09%09%09+Congress+set+to+extend+the+tax+credits.+We+rolled+out+FHA+loans+with+560+scores+for+deserving+borrowers.+Fed+keeps+mortgage+rates+low%2C+but+for+how+long%3F&tags=" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com/?link=http_//www.theonlinecreditscore.com/credit-score/nov-6th-tax-credit-extended-fha-with-560-score-super-low-rates-but-for-how-long/_title=Nov+6th_3A+Tax+credit+extended_2C+FHA+with+560+score+_26amp_3B+super+low+rates+but+for+how+long_3F_text=+_09_09_09_09_09+_09_09_09_09_09+_09_09_09_09_09+_09_09_09_09_09+_09_09_09_09_09+Congress+set+to+extend+the+tax+credits.+We+rolled+out+FHA+loans+with+560+scores+for+deserving+borrowers.+Fed+keeps+mortgage+rates+low_2C+but+for+how+long_3F_tags=&amp;referer=');"><img src= "http://www.socialmarker.com/bookmark.gif" border="0" /></a><noscript><a href="http://www.socialmarker.com"  onclick="pageTracker._trackPageview('/outgoing/www.socialmarker.com?referer=');">Social Bookmarking</a></noscript>
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