Archives by Tag 'Card'

Credit Card Debt Management-Not in this house!

By admin - Last updated: Tuesday, March 2, 2010

www.raise-credit-score.net Lack of credit card debt management nearly divorces couple. Learn how to improve credit scores and fix bad credit
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Is it better to close paid off credit card accounts or keep them open, if you want to improve your score?

By admin - Last updated: Monday, March 1, 2010

I have about 8 credit card accounts, only two have moderate balances, a few more with low balances and three at zero balance. Would it improve or hurt my credit score to close the three with zero balances?
I do have three paid in full they are zero balances- so I should keep them open- even [...]

Can I improve my credit score without having a credit card?

By admin - Last updated: Sunday, February 28, 2010

Can I improve my credit score without having a credit card? or do i have to get a credit card to do so….
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Credit & Personal Finance : How Does a Joint Credit Card Hurt a Credit Score?

By admin - Last updated: Saturday, February 27, 2010

A joint credit card can be dangerous because one individual may be more irresponsible than the other, and one person can ruin the credit rating of two people. Find out why it’s smart for married couples to keep separate credit cards withhelp from a registered financial consultant in this free video on credit and personal [...]

How can I improve my credit score without getting a credit card?

By admin - Last updated: Wednesday, February 24, 2010

How can I improve my score in a short amount of time?
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Credit Cards, Credit Score & Credit : How to Shop Without Credit Card

By admin - Last updated: Monday, February 22, 2010

Shopping without a credit card is easier now that prepaid cards and debit cards are popular. Learn how to shop without a credit card from acredit counselor in this free personal finance video. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto is a credit counselor working for Consumer Credit Counseling Services in San Jose, Calif. [...]

Secure Credit Card to Improve my credit score?

By admin - Last updated: Sunday, February 21, 2010

I have a bad credit score and am in the process of fixing it.
One of my credit account was closed due to the change in their ownership, and now I only have an account with $500 limit and hurting my overall score. I am thinking about getting a secure credit card with perhaps $2000-$3000 deposit.
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Should I get a second credit card to improve my credit score 6 months from now?

By admin - Last updated: Sunday, February 21, 2010

I already have one credit card. It has a 6000 dollar limit of which I use about 800 dollars each month and pay off that amount on time every month. My score from all three bureaus range from 710 to 750. I am wondering if getting another card with a similar or [...]

Does paying off a credit card improve your credit score?

By admin - Last updated: Thursday, February 18, 2010

I just paid off one of my credit cards completely, after having an outstanding balance of about $1,500 for 3 years. I should be able to pay off the 2nd one completely within a year’s time.
I was just wondering if having finally paid off one of my credit cards will give any boost [...]

Where can I get a joint secured credit card and will this help improve both person’s credit score?

By admin - Last updated: Wednesday, February 17, 2010

My fiance and I have bad credit. We want to start building credit so we can eventually start looking for an apartment. We’ve heard that Secured Cards that report to major credit bureaus can help improve a credit score. Is there anywhere we can get a joint secured card? First Premier looks like a good [...]

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