Comment from Biggie @ Arbor Mortgage
Time February 16, 2010 at 3:49 pm

It will still take awhile to improve your score, at least 30 – 60 days from the beginning of the new month.

Comment from kindhearted
Time February 16, 2010 at 4:45 pm

low scores take very long to improve… even though u removed most negative info.. your score will not increase for about three months…

Comment from Anjell
Time February 16, 2010 at 4:59 pm

Improvement doesn’t really happen the day that negative items are removed. With each reporting period, which can be month to month or a few times per year (depending on the creditor), your score will improve over time. It is imperative that you keep your payments drama free and current. If you haven’t already done so, get a credit card (secured if need be) and keep it in tip top shape. Charge about $50 dollars every now and again, then pay it immediately and in FULL. Your score will pick up in no time.

Comment from Mike L
Time February 16, 2010 at 4:59 pm

It will eventually improve but it depends on how long it takes for the companies to update their bureaus. It is a good thing you got it off because they could have been there for 7 years.

Comment from latebreakfast
Time February 16, 2010 at 5:02 pm

The only way to know for sure is to check your FICO scores.
It costs 15.95 to check all three credit bureaus scores.
Equifax
Transunion
Experian
Good news is you can use this discount code and get them for 12.98 each. I just pulled mine yesterday and the code worked.
code: MW01
here’s the genuine fico site:
http://www.myfico.com/
choose the link on the right that says FICO STANDARD
watch the vid if you want
click buy now
choose which score or scores you want.
Bingo! Seconds later you have a score.
Remember, you can purchase just one if that’s all you want. You don’t have to purchase all three.

Comment from Brad D
Time February 16, 2010 at 5:49 pm

You can use credit repair agency to fix it – for example this one – http://freecreditreport.deep-ice.com They can clean lots of such bad stuff from your credit report – and do it much faster than yourself, so your credit will go up fast.

Comment from Meg J
Time February 16, 2010 at 5:52 pm

i’m pretty sure that would improve your credit score. i went to http://www.cellsware.info/restorecredit and they really helped me figure out how to fix my debt and now i have a decent credit score.