Comment from Sapient
Time February 7, 2010 at 7:13 pm

Yes. It should improve your score almost immediately, but give it a month to cycle through. Depending on your score, it can improve things by as much as 20 points.

Comment from Rocky
Time February 7, 2010 at 7:51 pm

Anything negative removed from your report will improve your score. It’s like it was never there. It should be remove once they report it. I would give it at least 30 days.

Comment from Vins
Time February 7, 2010 at 8:06 pm

Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one – freecreditreport.hotusa.org

Comment from Julianne W
Time February 7, 2010 at 8:39 pm

Getting negative items off the report is the name of the game! Congratulations.

It may take up to 30 days to reflect on the reports, but you will see approximately 20 point increase in your credit score.

Comment from A. Nash
Time February 7, 2010 at 9:04 pm

I would suggest enrolling in a good credit repair service that produces real results. I refer my clients to the best I’ve found. I recently had a client who’s score increased 75 points in 5 months. As far as how long it will take you to get to where you want to be, that depends. I would recommend having a professional look at your credit reports and give you an accurate time frame

Keep in mind that by law anything on your credit that is incorrect, out of date or unverifiable has to be removed by law. A good credit repair company will know what types of things can and cannot be verified. I’ve even seen bankruptcies removed from credit reports!