Comment from robert w
Time February 22, 2010 at 7:42 am

visit daveramsey.com to learn ur hard lessons from others mistakes.

why not buy cash car and invest the interest.
u’ll make u wealther , not stockholders.

Comment from tom4bucs
Time February 22, 2010 at 8:02 am

there are over 1,700 items that go into your credit score

so – keep a steady job
do not apply for credit everywhere you go – looks ‘desperate’
do not have existing credit maxed out – i.e. ‘at limit’
pay all bills on time
pay off as much as you can – or pay it down as much as you can

have a great 2008!

Comment from bm4huskers
Time February 22, 2010 at 8:49 am

The most important thing is to pay all of your bills on time. Also, something I’ve found useful is a book by Suze Orman call “Young, Fabulous and Broke.” It deal with credit rating and how to help achive a better score. Also has good finacial advice for those of us who don’t know much about the financial lingo and what we should do.

Comment from GG
Time February 22, 2010 at 9:29 am

pull your credit report and start paying on all charged off and old accounts.