Comment from steve g
Time March 1, 2010 at 11:40 pm

I don’t know, but as long as you behave yourself, your credit score can only improve.

Comment from Ozzie
Time March 1, 2010 at 11:48 pm

First this may sound mean but it is the truth. Your score is never going to improve unless you stop taking on loans or credit cards. Why? Because you sound like you are having trouble with you credit already. Pay off all bills without taking on more credit. Save money. Put say $1000 in a savings account. When you get that amount you can try for a card(1) from the bank. Charge small amounts($100) on the card and pay in full each month. In less than a year the credit companies will knock down your door. But you can get yourself in trouble again if you take on to much credit. That is the fastest way to get your credit score up. It will take 2 or 3 years but your score could be as high as 750.