Comment from salem
Time February 4, 2010 at 8:04 pm

Build credit with bank account or two or three but its take about a year….meaning gaining interest and showing creditor that your are serious and you can save. i’m in the same situation…but im getting there

Comment from ♥Happy 81 months♥
Time February 4, 2010 at 8:25 pm

you wouldnt have to face the high APR if you dont carry a balance. pay off the bills right away instead of doing the minimums. this will help your credit go up as well.

Comment from SLF
Time February 4, 2010 at 8:39 pm

having a contract mobile phone (cellphone) can also be helpful as your monthly payments to this will show up on your credit score. I managed to get a contract phone when I had a bad credit score, and I think this helped improve my rating.

Comment from pink_me
Time February 4, 2010 at 8:58 pm

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