Will A Credit Score Of 583 Prevent Me From Passing A Credit Check?
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4 Responses to “Will A Credit Score Of 583 Prevent Me From Passing A Credit Check?”
Comment from =^..^= kittie_kaat☺
Time July 28, 2009 at 10:38 pm
you might need a co-signer just for security purposes
Comment from kate
Time July 29, 2009 at 3:09 am
Yup . . . .
Sorry , yes . . . .
>
Comment from Vangorn2
Time July 29, 2009 at 6:55 am
I had a lower score than that (520 or so) and was still able to rent a place. Your credit score is not the only factor a landlord looks at, and lots of people go through the “rough patches” you describe. I had a bunch of revolving debt and had to enlist a credit counselor, but I was able to get my place because (at the time), I’d held my current job for 8 years, had always paid the rent on time even while being in debt, and had lived at my previous place of residence for a couple of years, and gotten good recommendations from people.
What really helps is to provide references of past landlords and current employers. Paying rent on time is important, yes, but there are other factors that make someone a good tenant too.



Comment from yanks006
Time July 28, 2009 at 10:27 pm
That is a very low score. I don’t see it causing you not to get the lease though. Worst case scenario is that you’ll have to leave a double deposit because of your risk.