What Credit Score Would I Need To Acquire A Department Store Card, Such As Target?
By admin - Last updated: Tuesday, July 28, 2009 - Save & Share - 3 Comments
I’ve been building my credit for a year, after my Bankruptcy and have gone from a 500 to a 561 so far. What score would I need to get approved for a deparment store card, like Target, IKEA, Best Buy, etc.?
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3 Responses to “What Credit Score Would I Need To Acquire A Department Store Card, Such As Target?”
Comment from Just Me
Time July 28, 2009 at 9:12 am
They approve just about every one.
Comment from Anonymous
Time July 28, 2009 at 2:19 pm
I know it doesn’t have to be too high. You don’t want to open too many of these types accounts, not at least at the same time. I would encourage you to pay for items with your own cash, instead of on credit (debt). The fact that you had a previous bankruptcy tells me you know the pitfalls of credit (debt).
Comment from CatDad
Time July 28, 2009 at 5:08 am
Whatever the cut off score is I’m sure that it’s a secret with each retailer so it’s impossible to say for sure….You’re out of the likely denial range by getting into the 561 range. I don’t think you need an unsecured Best Buy card one year out of filing for BK…