Comment from peter b
Time July 18, 2009 at 9:48 am

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – creditreport.undonet.com

Comment from tink
Time July 18, 2009 at 3:44 pm

Personal experience, 2 years and 100 points. Don’t close those credit accounts, you need a long credit history, keep those balances low 2 credit cards and a car payment showing paid should boost you enough to qualify in a few years.

Comment from golferwh
Time July 18, 2009 at 10:38 pm

you will get some improvement but not much. the scores will come up over time with ON time payments and keeping the c/c balance well below 30% of the limit at all times so if doing this 1 year at least
I am a mortgage banker in TN & KY

Comment from Jose V
Time July 19, 2009 at 4:29 am

your score might improve by 50 points at the most. it will probably take you 2 years to get the credit score above the 650 range.