How Can I Improve My Credit Score Within The Next Couple Of Months?

By admin - Last updated: Sunday, July 26, 2009 - Save & Share - 2 Comments

My strong point is that I have paid my mortgage and all my bills on time for the past 2.5 years. My weakness is that I have 3 Visa credit cards that total $14,000. One of the cards I got strictly for 0% interest. If I close this card, will the closure increase my score a few points since it would no longer be an open line? And lastly, I have 2 dept store cards w/zero balances. We are going to re-finance our mortgage in a couple of months and I want to strengthen my credit profile if I can.

Posted in Credit • Tags: Couple, Credit, Improve, Months, Next, Score, Within • Top Of Page

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2 Responses to “How Can I Improve My Credit Score Within The Next Couple Of Months?”

Comment from Super – Level 5
Time July 26, 2009 at 3:13 pm

You sound in great shape. Just make sure that you always pay your credit cards on time. This is the most straightforward way to increase your credit over time.
I heard from other people that seactivating your credit card can decrease your credit score. Just don’t use it instead of cancelling it/them.
For more info (under credit section):
http://www.freewebs.com/infosource100

Comment from Mariposa
Time July 26, 2009 at 9:14 pm

Don’t close your card, just pay down your debts so that the amount of credit you owe is a lower percent of your available credit.

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How Can I Improve My Credit Score Within The Next Couple Of Months?

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