I’ve not seen one book to date that is anything but pure pap and of little or no value whatever. They are entertaining and that’s about it. Most of them make no sense at all, especially those which tell you how to “fix” your credit. The first problem that all such authors and credit repair companies alike never seem to address is that in the majority of cases it is not the fault of the credit bureaus when derogatory comments appear on one’s credit bureau files. It is the fault of the debtor because he failed to pay his bills on time for whatever reason. If there is an actualy error on the credit bureau files it is usually still not the fault of the credit bureaus but rather the fault of the reporter of that information and it is to that person the debtor should turn for the resolution of his problems. Endless waves of “spam” to the credit bureaus is not the way to resolve the problem. In the event that the listing is correct but the debtor still wishes to have it removed, that is indeed usually possible but not through bombarding credit bureaus with endless waves of letters claiming that the account is not mine or is somehow in error. That’s simply not the way to get the job done, yet untold numbers of people are falsely led to believe that it is by credit repair companies and message boards all across the internet.

…It does not teach how to engage in illegal or ignorant methods usually employed by those who foll ow the advice of such pap authors as this one. The proper answer to the problems lies in understanding the law and how to use it to one’s benefit when one’s rights have been violated or they have been denied due process of law, not in some cute trick or other.

It is indeed sad how many people are led to believe that these supposed gurus have any real knowledge of how to deal with creditors and are duped into doing things that are often downright illegal or totally immoral and have little or no basis in the law.
Rating: 1 / 5