Consumer Credit Scoring: An application using a Hungarian dataset of consumer loans

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In today?s business environment the risk management of consumer lending has become critical to protect the interest of both lenders and consumers. Following the presentation of the main issue in the consumer credit market and the introduction of credit scorecards, I analyze a Hungarian dataset of loans for personal needs. The analysis evaluates comparatively the prediction accuracy of several methods used in consumer credit scoring. I have documented the superior pe… More >> Consumer Credit Scoring: An application using a Hungarian dataset of consumer loans

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