Would It Count As An Inquire When You Order Your Free Annual Credit Report?

By admin - Last updated: Wednesday, July 15, 2009 - Save & Share - 8 Comments
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I would like to get my free credit report, I heard that you have the right to get one once a year, Would it count as an inquire when you order your free annual credit report?…I already have lots of inquires. Thank you

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8 Responses to “Would It Count As An Inquire When You Order Your Free Annual Credit Report?”

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Time July 15, 2009 at 8:21 pm

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Time July 15, 2009 at 11:27 pm

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Comment from myong
Time July 16, 2009 at 12:13 am

i use their service
http://best-free-credit-report-usa.blogspot.com/
they are the best

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Time July 16, 2009 at 2:16 am

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Comment from 12345678
Time July 16, 2009 at 4:14 am

You can actually look up more than once a year for free. The three major credit reporting agencies, Equifax, Transunion, and Experian – you can lookup each of these once a year, that makes you total count up to three.
You can look up Equifax in April, Transunion in August, and Experian in December, for example.

Comment from Asha G
Time July 16, 2009 at 11:00 am

Checking your own credit won’t lower your score!
With freecreditreport.com you do not pay anything at all for first 7 days.However, you to get the following benefits on small fees:
• 3 Free Credit Reports (Experian, TransUnion, Equifax)
• Free Updates to your Credit Reports & Scores
• Up to $50,000 Identity Theft Insurance
• Free for 7 days, $14.95/mo. thereafter – cancel anytime
Goto http://www.grabyourdeals.com/FreeCreditReport/

Comment from credit gury
Time July 16, 2009 at 1:52 pm

It does not hurt your score when you pull your own credit report. I use truecredit.com. Best site with the most features.

Comment from ontheroa
Time July 16, 2009 at 3:26 pm

When you access your own credit report, this is called a “soft inquiry”. On the other hand, if it’s a lender who requests your credit score, that’s a “hard inquiry”. Only hard inquiries count towards the computation of your credit score.
For a comprehensive explanation of credit scores, check this book I recommended in one of my blog’s posts:http://ontheroadto1m.wordpress.com/2009/…

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