Comments on: Why Do These Websites And Ad’s Advertise A Free Credit Report, When They Are Really Not Free?

By: been there

been there — Wed, 30 Sep 2009 01:04:04 +0000

Contact the company directly…
Equifax &
TransUnion
are the most popular two….google them….dial the 1800# you should get 1 free report per year per company they can tell you how to get it free and directly resolve any issues WITHOUT A FEE!!!!

By: Beverly S

Beverly S — Tue, 29 Sep 2009 20:13:47 +0000

Once a year you can go to http://www.annualcreditreport.com to get a free credit report. They try to get you to “buy” your credit score but its not required.

By: punky89

punky89 — Tue, 29 Sep 2009 17:24:29 +0000

they do that to trick stupid people
and i dont think there is a place online to get a free credit report

By: wera

wera — Tue, 29 Sep 2009 15:18:07 +0000

Go to http://www.annualcreditreport.com, you are entitled by law to receive a copy of your credit report from all (3) credit bureaus once every 12 months……I do that every year just to make sure everything is ok….

By: Chris

Chris — Tue, 29 Sep 2009 14:39:23 +0000

Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, go to http://www.annualcreditreport.com.
I hate the freecreditreport.com commercials. Just because it says in small white print on the screen that it is not free, its not considered misleading.
EDIT – You will have to pay for your FICO score though no matter where you go.