Why Do These Websites And Ad’s Advertise A Free Credit Report, When They Are Really Not Free?
They all say “See you credit in seconds for free” but in order to get it you have to pay money to subscribe.
Is there any place you can get a TRUE free credit report?
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5 Responses to “Why Do These Websites And Ad’s Advertise A Free Credit Report, When They Are Really Not Free?”
Comment from wera
Time September 29, 2009 at 3:18 pm
Go to http://www.annualcreditreport.com, you are entitled by law to receive a copy of your credit report from all (3) credit bureaus once every 12 months……I do that every year just to make sure everything is ok….
Comment from punky89
Time September 29, 2009 at 5:24 pm
they do that to trick stupid people
and i dont think there is a place online to get a free credit report
Comment from Beverly S
Time September 29, 2009 at 8:13 pm
Once a year you can go to http://www.annualcreditreport.com to get a free credit report. They try to get you to “buy” your credit score but its not required.
Comment from been there
Time September 30, 2009 at 1:04 am
Contact the company directly…
Equifax &
TransUnion
are the most popular two….google them….dial the 1800# you should get 1 free report per year per company they can tell you how to get it free and directly resolve any issues WITHOUT A FEE!!!!
Comment from Chris
Time September 29, 2009 at 2:39 pm
Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, go to http://www.annualcreditreport.com.
I hate the freecreditreport.com commercials. Just because it says in small white print on the screen that it is not free, its not considered misleading.
EDIT – You will have to pay for your FICO score though no matter where you go.