Comment from A R Pouretezadi
Time July 27, 2009 at 9:06 pm

Dear Credit Inquiry,
One of the places that you can visit where you can get the “report” function for free is from Annual Credit Report. However, Fair Isaac recommends another site called MyFico. Both companies will provide the report portion for no charge but here’s a list of things that you’ll need in order to get it:
1) Have your Social Security Number readily available.
2) Have some of your personal credit statements available as well, i.e. credit card, home, car, etc. At some point, while you’re registering, you will be asked for some of this information to verify your identity.
3) Also, have an email address ready that can except “spam” – because you can also have a copy of it forwarded to your personal email address (some spam blockers will block it, so make sure you have the function switched off).
Note: None of these services are “member” oriented but you will have to provide your information.
I would highly recommend that you print out the entire report; including the existing credit lines and derogatory items (if any). From there, if you printed out the detail report, you should have contact numbers and times of all the companies that you have existing / past credit with. If there are any mistakes, you can then go back and dispute those items (on some of the websites, they will actually allow you to dispute the notification right there online).
Hope this helps!
~ A.R. Pouretezadi

Comment from Green 886
Time July 27, 2009 at 10:36 pm

let me know when you find out….i don’t think it’s possible

Comment from princess consuela banana hammock
Time July 28, 2009 at 1:30 am

annualcreditreport.com
By law, you are entitled to your credit report once a year. So go that site, once a year, and get a free copy of your credit report from the three major credit companies. It’s what I’ve been doing for the past 3 years.

Comment from lunalady
Time July 28, 2009 at 2:46 am

go to http://www.annualcreditreport.com All the info you need is there, including info on the three major credit bureaus. You can get your report from one, two or all three at no cost to you. You can do this once every twelve months. Some people space out the reports and order from each bureau at different times in the year.

Comment from kellyaul
Time July 28, 2009 at 7:58 am

annualcreditreport.com, I used it and it works
Here’s another tip – you can’t get the score from the above – when I went to buy a car they ran the credit and they told me the score! If you are in the market to buy a big ticket item, just be upfront with them, tell them you don’t know how your credit will come out or if they can approve you – they want the sale so they will try – but also tell them it would really help you to know the score, they will probably tell you if you are nice.

Comment from WC
Time July 28, 2009 at 10:52 am

This is one reason why I don’t deal with these agancies, they all want you to join something in ordfer to get the free credit report.

Comment from escapegr
Time July 28, 2009 at 2:25 pm

go to annualcreditreport.com….it’s free but the only thing is it does not give you your credit score (just history) cause they want you to pay for that part. You can run from all 3 credit bureaus too once a year for free. It works, I used it myself.

Comment from You may be right
Time July 28, 2009 at 8:39 pm

Yes, it’s called https://www.annualcreditreport.com
You get 1 report from each agency free once per year.
So I usually get 1 free every 4 months to check it, unless you see a problem, then you need to get them all right away.

Comment from CoCoKaua
Time July 28, 2009 at 10:56 pm

http://www.ftc.gov/bcp/conline/pubs/cred…
everything you need to know here.

Comment from lelmouss
Time July 28, 2009 at 11:04 pm

you cant

Comment from therego2
Time July 28, 2009 at 11:42 pm

http://www.annualcreditreport.com
Totally free credit report from each of the 3 agencies each year. Nothing to join or pay.