Comment from spiritwa
Time July 23, 2009 at 5:44 am

relax you may have made an error on the application. Fill out another one and send it in again. I had one who put the wrong SS# on it, Well guess what, no credit report could be obtained. Yet they had great credit.

Comment from Michael L
Time July 23, 2009 at 10:33 am

This happens when somebody enters the wrong social security number.

Comment from Anonymous
Time July 23, 2009 at 3:09 pm

Ask what report they based their decision on and order a free copy of it because you were declined for credit.

Comment from dragonfi
Time July 23, 2009 at 4:27 pm

did you put a credit freeze on any one of the 3 credit reporting bureaus?
if so then that’s why they could not pull a report. you have to unfreeze it
also don’t assume becuase you paid one of the 3 for your fico score that it IS your fico score, you be sorry and dissaponted to learn that the fico score is higher than what the creditors will rate it at, much higher, so don’t assume you actually know your score, when and if you ever apply for a house loan there is where the true number comes in, and you genrally a get a 20 to 30 point spread between agencies ( to the bank )

Comment from Akbar B
Time July 23, 2009 at 5:26 pm

Write to the first company offering to provide a copy of your report and asking why they could not find it. It puts the ball in their court and they have to reply to that.

Comment from Anonymous
Time July 23, 2009 at 8:34 pm

You probably gave them a wrong social security number.