Comment from holliste
Time November 30, 2009 at 11:57 pm

Definitely Annualcreditreport.com. You will have to pay if you want to see your credit score, but the report itself is free, and you don’t have to sign up for anything.

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Time December 1, 2009 at 12:23 am

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Comment from Chris N
Time December 1, 2009 at 3:00 am

annualcreditreport.com is the way to go. Any other methods (such as getting turned down for a credit card) can affect your credit rating negatively. Too many inquires, or refused inquires, send your credit rating down affecting the rates you can get on loans.
Sometimes your bank will run a history for you on request too, it depends on your bank and it’s level of services.

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Time December 1, 2009 at 6:07 am

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Comment from Thomas K
Time December 1, 2009 at 6:53 am

http://www.annualcreditreport.com

Comment from yourmygo
Time December 1, 2009 at 11:15 am

annualcreditreport.com
you’ll have to use a credit card to verify but you will not be charged anything.. promise.. i’ve used them and they are legit..

Comment from j-man
Time December 1, 2009 at 11:35 am

http://www.AnnualCreditReport.com is a great place to start. They will try to sell you other services, but you are not obligated to buy anything (nor do they mislead you into thinking that you must buy something).
If you think you may have been the victim of fraud, then you are entitled to a copy from each agency.
If you have been declined for credit in the past 60 days and a credit bureau was pulled, then you are entitled to a copy of your report.
If you want to see your credit score, you have to either pay to see that, or apply at a bank and hopefully your loan officer will let you know what your score is (usually they will tell you if you ask).

Comment from Johnny
Time December 1, 2009 at 1:54 pm

This site should give you all you need. Don’t do anything on line do it by u.s. mail…
Download brochure at this site…
See below…

Comment from Robert P
Time December 1, 2009 at 8:10 pm

apply for a card you know you can’t get…when they turn you down the law states you are entitled to an explanation and the company that turned you down is obligated to let you see your credit report from the bureau that the use.

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Time December 1, 2009 at 11:59 pm

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Comment from Barkley Hound
Time December 2, 2009 at 2:12 am

http://www.annualcreditreport.com is set up by the government. You get one free report from each of the three companies once a year. The only charge is if you want a credit score. They do not require a credit card.
They will verify your identity with questions about past credit that only you would know.

Comment from Mariposa
Time December 2, 2009 at 4:23 am

http://www.annualreport.com is the site which the government offers for one free credit report from each of the bureaus each year. You can get them all on the same day or get one report from one bureau today and save the report from the other two companies for a later date.

Comment from Lady Jay
Time December 2, 2009 at 7:37 am

they are right about annualcreditreport .com but they were not paying attention to your question yes it is free but you still have to give your info and if you don’t cancel they do charge what you want to do is if you have applied for anything and were denied take your denial letter there will be a tel nbr on it for you to call reg why you were denied and because you were denied you will recve a copy of your report from all 3 agency’s for free and you do not have to give your c/c info you just have to listen to the dir and follow very carefully and you will get them

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Time December 10, 2009 at 9:30 pm

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