How Do You Get A Free Credit Report?
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6 Responses to “How Do You Get A Free Credit Report?”
Comment from Joe
Time December 19, 2009 at 8:29 pm
In your situation, I would suggest calling or writing each of the major credit bureaus (Equifax, Experian, Transunion, Innovis) and request your credit report. You are allowed to request 1 free credit report per year. Here is a site you could try for this: https://www.annualcreditreport.com
I’m not sure if you need a credit card if you go to that site, so it may be worth a try.
If that doesn’t work, just go to each of the major credit bureaus’ website to get their number and give them a call. They may need to verify info in your credit report before they will send you your report. Best of Luck!
Comment from DelD23
Time December 20, 2009 at 1:09 am
I got mine free from http://www.annualcreditreport.com which the only authorized source endorsed by the government. Any other site is a scam.
AnnualCreditReport was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion — to comply with government regulations allowing consumers to obtain their free credit reports from those three agencies. Unlike other ways, you don’t have to sign up for something and then remember to cancel since you’re not signing up for anything.
They’re listed on the government’s website:http://www.ftc.gov/freereports
Everyone is entitled to one free credit report from each of the reporting agencies per year. It’s free. No fees or membership of any kind at all. If anyone asks for any kind of payment for anything they’re frauds.
CAUTION!!!
FreeCreditReports.com is a scam. You only get the “free” report after enrolling in a $15-a-month credit monitoring program.
free-credit-report-national.com, credit-report-free.totalh.com, and any sites not mentioned on http://www.ftc.gov/freereports are PAY services you should watch out for. They spam the credit related questions on Yahoo Answers. That’s pretty sad and dishonest, and if they have that much time you know they’re not doing good business. They will automatically charge your credit card $15 every month, so BUYER BEWARE!!!
Comment from mr G
Time December 20, 2009 at 2:51 am
you can get your credit report for free without any credit card from :
freecreditreport.com.nu
wish it will help you .
Comment from Silent T
Time December 20, 2009 at 3:12 am
http://www.annualcreditreport.com the ONLY place you can get an annual credit report from all 3 bureaus for FREE
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Comment from William
Time December 19, 2009 at 4:54 pm
credit-report-score.10001mb.com – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.