How Do I Verify When Negative Items Drop My Credit Report?
By admin - Last updated: Saturday, July 25, 2009 - Save & Share - 3 Comments
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3 Responses to “How Do I Verify When Negative Items Drop My Credit Report?”
Comment from N K
Time July 25, 2009 at 2:58 pm
When you look at your credit report, it will clearly mention a date of first delinquency or date reported or something like that. 7 years start from the date of first delinquency reported by original creditor. Usually 90 days late and after is considered as such.
It is NOT 7 years AFTER you have paid the debt off. See the sample credit report. http://www.thelpa.com/lpa/sample_tu_cred…
Comment from lovred
Time July 25, 2009 at 3:12 pm
Transunion’s reports actually tell you when the bad debt will be removed, but it is up to follow up to make sure.
Comment from Landlord
Time July 25, 2009 at 9:17 am
It is seven years after you pay off the debt, the month/year you paid if off appears on your credit report.