Comment from Anonymous
Time July 18, 2009 at 5:22 pm

Hi Searcher,
Here’s what you need…
The three major credit bureaus are:
1. Equifax – http://www.equifax.com/
2. Experian – http://www.experian.com/
3. TransUnion – http://www.transunion.com/
By law, the Fair Credit Reporting Act (FCRA) now requires each of the nationwide consumer reporting companies (listed above) to provide you with a free copy of your credit report, at your request, once every 12 months. For more information, read “Facts for Consumers: Your Access to Free Credit Reports” at FTC.gov.
There are three ways to obtain a Free Credit Report under the FCRA:
1. Visit AnnualCreditReport.com (the only authorized site to fill orders for the free annual credit report you are entitled to under law)
2. Call 1-877-322-8228 and request your free credit report
3. Complete the Annual Credit Report Request Form (http://www.ftc.gov/bcp/conline/include/r… and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
If you have the need for a second report, use FreeCreditReport.com. Just be sure to cancel your trial membership within 30 days or you’ll be charged $12.95/month thereafter.
Hope this helps,
-Ted

Comment from tsisul
Time July 18, 2009 at 11:56 pm

You can go to their websites
Experian, TransUnion, and Equifax are the BIG THREE. They have free versions and then they have added features for a fee. If you want to dispute anything – you can do that online as well.

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Time July 19, 2009 at 12:00 am

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Comment from staremwi
Time July 19, 2009 at 3:10 am

http://www.annualcreditreport.com
It’s the law that all 3 give you a freebie every year.

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Comment from Alexander Copeac
Time July 19, 2009 at 6:22 am

If you do not already have a recent copy of your credit report it’s very easy to obtain one. You can obtain a free credit report yearly by visiting http://www.annualcreditreport.com You will be provided with information supplied by the three major bureaus (Experian, Equifax and Trans Union.)

According to the FTC, under federal law the above mentioned website is the ONLY authorized source to get your free annual credit report. This was written up on http://www.fixcredit101.com

Comment from Michelle G
Time July 19, 2009 at 8:00 am

freecreditreport.com

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Time July 19, 2009 at 10:53 pm

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