How Do I Get A Free Credit Report From Transunion, Equifax , And Experian?

By admin - Last updated: Thursday, July 9, 2009 - Save & Share - 8 Comments
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I keep getting on web sites that ask for payment for a credit report. And some sites look like scams… I live in IL and thought I was entitled to 1 FREE report per year from each of the reporting agencies. But how do you contact them to get a FREE report.

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8 Responses to “How Do I Get A Free Credit Report From Transunion, Equifax , And Experian?”

Comment from summerch
Time July 9, 2009 at 5:09 am

annualcreditreport.com doesn’t ask for any payment card or anything, i printed off my whole report!
creditkarma.com gives you a credit score also at no charge

Comment from Hari
Time July 9, 2009 at 10:33 am

You are entitled to a free report once a year, thanks to the law passed in 2003.
Thanks to the law, the three major credit reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months from a centralized source. This centralized source includes a Web site, a toll-free telephone number and a postal address.
Go to http://www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit report online for free. Be careful not to make a mistake in the URL — some opportunistic entrepreneurs have staked out the URLs that are close in spelling, and they’ll try to sell you the reports, instead of giving them for free.

Comment from Dr Asha Gupta
Time July 9, 2009 at 12:46 pm

freeannualreport.com
By law, you can receive a free credit report once a year. This doesn’t include the score though..you have to pay for that

Comment from patrick
Time July 9, 2009 at 7:21 pm

https://www.annualcreditreport.com/
is where you get your free annual report from all 3 bureas.

Comment from Rada Rada Rada
Time July 9, 2009 at 9:18 pm

Once a year you can obtain FREE reports. This is the government sponsored FREE site and the only one.https://www.annualcreditreport.com/cra/i…

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