How Come It Doesn’t Show My Credit Score On My Free Annual Credit Report?

Your credit score must be purchased, and is not included with your free annual credit report. If you want to obtain your score, you will want your FICO score, as this is the score that lenders look at when considering your application. This score can be purchased online at http://www.myfico.com or http://www.equifax.com Equifax is the only credit bureau that used the same scoring formula that prodices the FICO score. Other bureaus also have their own scoring system, however lenders do not typically look at those scores when considering a loan…just the reports from those bureaus. You can also request the score by mail as well. Just go to the websites above, which have pricing information for your score. As an FYI, your score will never be free, and is not mandated by the government to be included in any report for free, this is something you have to pay for.

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