Comment from Maria2Bl
Time July 27, 2009 at 7:58 am

You might want to be careful though. The more you check youre credit, the lower your score goes because of too many inquiries. In order to not affect your credit, you’re supposed to do it once a year. The link does it instanly, well about 15 min. total because you have to go through a long verification process. With the link below you can check your credit report free once a year and do not sign up for one of those “I can check my credit report everyday” kind of things. IT HURTS YOUR CREDIT..https://www.annualcreditreport.com/cra/i…

Comment from Robbert Hobbemeister
Time July 27, 2009 at 12:08 pm

Use http://www.annualcreditreport.com. That is the free one that the government required the credit agencies to offer. You get the results immediately, and they are free. The only thing you pay for is the FICO score, if you want it. It is also instant.uses all three services. Check each once every four months, and you will have good monitoring of your credit. Checking your own report has no effect on your credit score. Only inquiries you initiate by applying for credit. The pre-approved offers you receive will show up, but do not affect your credit score either. All other “free” sites are only free if you sign up for their monthly monitoring service. It