Comment from glinda
Time December 8, 2009 at 11:27 pm

if you are looking for the free credit report usa national site, check out this site
http://free-credit-report-national.com/
Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

Comment from rtfm
Time December 9, 2009 at 5:43 am

You can get your free credit report from all three of the major reporting agencies by going tohttp://www.annualcreditreport.com
Here you will find links to each of the three agencies. Be sure you read each page CAREFULLY when you get there. You can get your free credit report from each one, but if you’re not careful, you’ll wind up clicking on a link that will sign you up for a pay service instead.
Note that you will *not* get your FICO score through this free service. For that, you’ll have to pay something, no matter which agency you choose to get it from.

Comment from response
Time December 9, 2009 at 7:29 am

Contact all 3 credit report bureaus and request your free yearly report. All 3 will be different. Also contact the one about the card and report it. They will still show the account as closed but it will stay on your report for about 5 years.

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