Comment from TheCrysisplayer
Time July 10, 2010 at 6:52 am

who the fuck files for Bankruptcy just take a gun to your credit cards

Comment from danelio
Time July 10, 2010 at 7:28 am

lady is fucking hurting my head with her stupid voice

Comment from skylarportland
Time July 10, 2010 at 7:53 am

BoA probably already sent it to collections then. I have been paying a local attorney for over 3 yrs for a past BoA account–never late, and a yr ago, couldn’t get a loan on a car because of my debt/income ratio, and the fact I was paying an attorney and still owed more than $1000 on it–four separate dealers told me this.

My father filed bankruptcy 10 yrs ago, and 2 yrs later was later to finance a condo in southern Calif. FUCK all the credit card companies!!!! Don’t use them or the banks!!

Comment from skylarportland
Time July 10, 2010 at 8:18 am

Exactly. Even if you go through consumer credit counseling, your credit is still harmed almost as bad ( consumer credit is just a baby step up from bankruptcy ), BUT you’re having to pay a couple hundred $ usually, every month, and that mark still stays on your credit, which harms if you should need to finance a vehicle, home, etc.

Loans tend to use your debt/income ratio now, so filing bankruptcy loosens this ratio up, thereby increasing your loan options if you chose to.

Comment from japinoboysf
Time July 10, 2010 at 8:58 am

what is her accent?

Comment from 917NickL33
Time July 10, 2010 at 9:31 am

I stopped paying my credit cards and plan on filing for bankruptcy if I am served a summons.

If I pay back 100% of my debt under 5 years in a chapter 13 (worst case) it is @1,216 for 5 years, on my own it will take 13.6 years.

BoA can kiss my ass with their 19,99% rates. They don’t even call me even though I am over 60 days behind.

Comment from pinktac0o
Time July 10, 2010 at 10:27 am

one day i woke up from a long sleep having realized all this work work work for money ment nothing. so i stopped paying my credit cards turned off my phone. now im much happier. credit cards companies can suck my dick if they think im going to pay them a penny when the feds already did. time to wake the fuck up! im not saying stop paying all your bills just prioritize. try living without plastic you will be come happier worked for me.

Comment from ayvnielsen1
Time July 10, 2010 at 11:23 am

she must be an attorney…she cant give a straight answer…in ch 7. it all gets wiped away right away, and in ch 13 you pay a little every month for 3-5 yrs, then the rest gets wiped away…good way to save your house if your behind

Comment from NeedFinancialHelp
Time July 10, 2010 at 11:41 am

If anyone is in need of medical or financial assistance, please visit us at NeedFinancialHelp (dot) org. We are non profit. We have helped many people get back on their feet and there are NO fees, we are free.

Comment from choirsinger123
Time July 10, 2010 at 11:57 am

Her accent is soo strong- I keep getting distracted and forget what she is saying!

Comment from emolium1
Time July 10, 2010 at 12:00 pm

Please read this because it acually works!!!!!!!!!!!!!!!!1.Put both of your hands on your chest
2.Think of someone thatyou like……
3.Tommorow that person will ask you out or say i love you.
4.Heres the catch just send to 5 more videos

Comment from 333Jewels
Time July 10, 2010 at 12:46 pm

Are you a Bankruptcy Lawyer?

Comment from tormozat
Time July 10, 2010 at 1:20 pm

Consumer credit agancies are funded by
credit cart companies .

Comment from tormozat
Time July 10, 2010 at 1:41 pm

chater 7 is a code in constitution of united state to help people for a new start this lawyers all work for credit card companies do a research on usary law and find out why all credit card companis are in delaware .

Comment from outlawedge23
Time July 10, 2010 at 2:35 pm

Hey man anytime… These kinda videos makes my creativity leak outta my ears onto the floor.

Comment from sowhatdude1
Time July 10, 2010 at 2:58 pm

Thanks for the laugh! :O)

Comment from outlawedge23
Time July 10, 2010 at 3:17 pm

Could i file for bankruptcy if i put all my money in my vehicle and lit it on fire with a propane torch?