Annual Credit Report?

By admin - Last updated: Monday, July 27, 2009 - Save & Share - 6 Comments
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Hi. For the annual credit report that can be received for free once a year by all 3 agencies, does anyone know does it start new the first of the year, or is it 12 months from the date you last obtained your report, so for example if I got my report from equifax in March do I have to wait til March to get it again? Thanks.

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6 Responses to “Annual Credit Report?”

Comment from imisidro
Time July 27, 2009 at 2:04 pm

It is 12 months from the time you got your report
So if you got your report in March of last year, you can get a new one March of this year

Comment from Ahhtchoo
Time July 27, 2009 at 9:02 pm

Yes, it’s 12 months from when you got your last one. You may be eligible for another one before that time is up, though.
Read this – it’s got all the info in the first couple of paragraphs that tells who’s eligible for more according to the Fair Credit Reporting Act: http://www.helium.com/tm/771193/credit-r…
Hope that helps!

Comment from Judy
Time July 27, 2009 at 9:33 pm

12 months from when you got your last one, so you’d have to wait until March.

Comment from mortgage professional
Time July 27, 2009 at 11:56 pm

To get it free from the agencies, you need to wait 12m. Some websites will do it for a fee, but be very careful where you give out your social security number.

Comment from bin there dun that
Time July 28, 2009 at 4:03 am

I’m thinking so. March tends to be an annual budget/report time of year.

Comment from johnsonp
Time July 28, 2009 at 8:13 am

You will be able to get your report now from other agencies if you got yours from Equifax only!

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