Bad Credit Personal Loans With A Cosginer?
I need to borrow 15,000 unsecured personal loan. I have a credit score of 530, I have a cosigner who owns home, auto outright. Credit score is one of unique in these times it is over 700. What are my chances of getting the loan, and any suggestions on where I should apply.
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4 Responses to “Bad Credit Personal Loans With A Cosginer?”
Comment from helpdesk
Time July 22, 2009 at 11:19 pm
You have a biger chance of getting one:) But still with high interest rate. US now is facing financial crisis or credit crunch.
Check this site for the list of lenders that specialized in giving loans to people with bade credit scorehttp://www.badcreditresources.com/bad-cr…
Comment from lisa s
Time July 23, 2009 at 12:53 am
Unless the cosigner is your mother
ZERO!
The bank will scare the potential cosigner away by reminding them that if/when you default on the loan THEY will be responsible.
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Time July 23, 2009 at 5:38 am
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Comment from Mr. M
Time July 22, 2009 at 8:11 pm
You should try a credit union rather than a bank, they are slightly less restrictive in their less guidelines.